Ageing & Longevity

Demographics are a notoriously difficult field in which to make projections. Apparently small changes can make a big difference two or three decades later. The major influence on demographics in modern industrial societies is behaviour and medical progress. The insurance industry needs to pay careful attention to trends and breakthroughs in the medical sector which have an influence on morbidity and mortality.


The Swiss Re Centre for Global Dialogue monitors the broad issue of ageing and longevity on a continual basis as one of the key factors within our global risk landscape.

20 Jan 11
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Demographic transition and the demographic deficit: rethinking intergenerational equity

A concurrent increase in longevity and a decrease in fertility are causing a negative change in the dependency ratio of the economically active to the economically inactive... Read more

20 Jan 11
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Financing longer lives: Longevity funding issues and potential solutions

As highlighted by other articles in this newsletter, longevity is increasing. Individuals in developed economies are living longer; while fertility rates are dropping, causing... Read more

24 Jan 11
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The demographic risks to China’s long-term economic outlook

Emerging markets are widely regarded as key to the future growth of the world economy - and in this regard, no emerging market is deemed to be more important than China.... Read more

28 Dec 10
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From down the pyramid looking up - Demographic change from the perspective of the millennial generation

One group of observers at the World Demographic and Ageing’s Forum ‘Upcoming Demographic Changes in Islamic Countries’ conference were students from the University of St.... Read more

28 Dec 10
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The longevity revolution: challenge or opportunity?

If we are to redesign policies and environments that respond effectively to the challenges of population ageing, we need to reorient ourselves to the opportunities that ageing... Read more

16 Dec 10
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Insurance and business in Muslim-majority countries

The world’s 1.57 billion Muslims, spread over about 300 ethnic groups and many countries, make up a culturally and socially highly diversified group accounting for 23% of... Read more

29 Nov 10
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Stakeholder Conference on Global Demographic Change

Demographic change is not in and of itself a risk for Swiss Re. Indeed, managing the challenges and changes faced by the march towards an older society presents a number... Read more

04 Oct 10
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World Economic Forum Longevity Roundtable

Leading representatives of the World Economic Forum (WEF), the World Demographic and Ageing Forum and Swiss Re gathered at the Swiss Re Centre for Global Dialogue to discuss... Read more

08 Jun 09

Life insurance in light of medical breakthroughs

Innovation in health care products can have a significant impact on longevity, and, in turn, on the life insurance industry. Download PDF

08 Jun 09

Life insurance in light of discovery of genes controlling longevity

Insurers need to keep up with the latest genetic research when constructing life insurance products. Download PDF

08 Jun 09

Longevity and its implications for private insurance – an example from Germany

Longevity has enormous economic, societal and social implications. The problems of an ageing society are a massive challenge for developed economies. Download PDF

08 Jun 09

Ageing & Longevity – Factsheet

Our ageing society – a statistical snapshot. Download PDF

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Last updated: 16 Sep 10