Ageing & Longevity
Demographics are a notoriously difficult field in which to make projections. Apparently small changes can make a big difference two or three decades later. The major influence on demographics in modern industrial societies is behaviour and medical progress. The insurance industry needs to pay careful attention to trends and breakthroughs in the medical sector which have an influence on morbidity and mortality.
The Swiss Re Centre for Global Dialogue monitors the broad issue of ageing and longevity on a continual basis as one of the key factors within our global risk landscape.
A concurrent increase in longevity and a decrease in fertility are causing a negative change in the dependency ratio of the economically active to the economically inactive... Read more
As highlighted by other articles in this newsletter, longevity is increasing. Individuals in developed economies are living longer; while fertility rates are dropping, causing... Read more
Emerging markets are widely regarded as key to the future growth of the world economy - and in this regard, no emerging market is deemed to be more important than China.... Read more
One group of observers at the World Demographic and Ageing’s Forum ‘Upcoming Demographic Changes in Islamic Countries’ conference were students from the University of St.... Read more
If we are to redesign policies and environments that respond effectively to the challenges of population ageing, we need to reorient ourselves to the opportunities that ageing... Read more
The world’s 1.57 billion Muslims, spread over about 300 ethnic groups and many countries, make up a culturally and socially highly diversified group accounting for 23% of... Read more
Demographic change is not in and of itself a risk for Swiss Re. Indeed, managing the challenges and changes faced by the march towards an older society presents a number... Read more
Leading representatives of the World Economic Forum (WEF), the World Demographic and Ageing Forum and Swiss Re gathered at the Swiss Re Centre for Global Dialogue to discuss... Read more
Innovation in health care products can have a significant impact on longevity, and, in turn, on the life insurance industry. Download PDF
Insurers need to keep up with the latest genetic research when constructing life insurance products. Download PDF
Longevity has enormous economic, societal and social implications. The problems of an ageing society are a massive challenge for developed economies. Download PDF